Return on Employee Investment Calculator

What is financial pressure actually costing your business?

Adjust the inputs below to see an estimate based on your workforce. The figures are conservative — most businesses find the real number considerably higher once we look properly.

Your workforce

Set these to reflect your organisation. All calculations update in real time.

Number of employees 50

Aetas ITW is designed for organisations with 10–200 employees

Average annual salary £35,000

Use the average across your workforce, not just senior roles

Annual staff turnover rate 15%

UK SME average is 14–18%. If you're not sure, use 15%

Sick days per employee per year 9.4

UK average is 9.4 days. Financial stress is a leading contributor

Estimated annual cost of inaction
£248,000
for a 50-person business — driven by turnover, productivity, and absence
Staff turnover & replacement 7–8 leavers per year at approx. £26k replacement cost each
£197k
Productivity loss Financially stressed employees lose an estimated 3 hrs/week. Affects ~25% of your workforce
£33k
Absence attributable to financial stress ~20% of total absence cost linked to financial pressure
£12k
Benefits spend not landing Estimated 15% of your benefits budget is unused, misunderstood, or undervalued
£6k
What a 2% improvement in retention alone would save
£39,375
One fewer leaver than expected. That is what the Clarity pillar alone typically delivers in year one — before workshops, before productivity improvements, before benefits optimisation.
Estimated return on programme investment Indicative
Cost of inaction (annual)
£248k
Indicative programme investment
£7,500
33×
estimated return on investment — before the savings offset the fee

Programme investment is indicative only, based on typical per-employee rates for a business of this size. Actual fees are confirmed in writing after your Workplace Performance Review — always before anything begins.

The next step

These are estimates. Your Workplace Performance Review finds the real number.

The calculator is designed to give a sense of scale — not a precise figure. The Review identifies exactly where financial pressure is showing up in your specific business, what it is actually costing, and what a proportionate response looks like. No cost. No obligation. Two 30-minute conversations.

Book a Workplace Performance Review

No cost  ·  No obligation  ·  Two 30-minute conversations

Methodology and sources

Staff turnover and replacement cost: replacement cost is calculated at 75% of annual salary — a conservative estimate. Research from the CIPD and Oxford Economics suggests replacement costs of 50–200% depending on seniority. We apply 75% across the board to avoid overstatement.

Productivity loss: based on published research suggesting financially stressed employees lose between 2 and 5 productive hours per week. We apply 3 hours per week to 25% of the workforce — both figures are conservative relative to the research range. Hourly cost is calculated on a 2,080-hour working year.

Absence attributable to financial stress: total absence cost is calculated as employees × sick days × daily salary rate (salary ÷ 260 working days). We attribute 20% of total absence cost to financial pressure, consistent with published occupational health research.

Benefits waste: calculated as 15% of an estimated £800 annual benefits spend per employee. Research consistently finds that 15–30% of employer benefits spend is either unused, misunderstood, or not valued by employees.

Programme investment: indicative only, based on per-employee rates typical for organisations of this size. Actual investment is confirmed in writing after the Workplace Performance Review and before any programme begins. The Review itself is always at no cost.

These figures are estimates intended to illustrate the potential scale of financial pressure costs — not a precise accounting of your business. Your Workplace Performance Review will identify what is actually happening.